Hey guys,
This is gonna be a long one but input would be appreciated.
Friday 1/29 I was involved in a collision around 12 noon. I was turning left from a side street onto major road. I was sitting at a stop sign waiting for a clear spot in the traffic. To my left was a hill maybe 5 car lengths to the top, obstructing my view. To my right was a clear view of oncoming traffic. When both ways were clear I began to make my turn when a purple Chevy quickly comes over the hill. He begins braking at the top of the hill and I attempt to speed up to clear him. He nailed me in the driver side rear quarter panel with the front driver side of his car. He threw my car several lengths and spun me around. The impact shut down my fuel pump. This was in a 30 mph area. He broke from the top of the hill leaving deep black marks the entire way down. We moved the cars out of traffic and contacted the police.
I received the accident report on Wednesday (they don't process over weekends, and they needed me to pick it up in person, this is roughly an hour from my home)
I sent it into my insurance. My insurance contacted me back today saying that on the report the police noted on the report that I disregarded a traffic control. There is also a witness listed on the report. I know that no witness was there to make a report so I have no idea who this guy could be. My insurance says that they are going to try to fight my case based on the point of impact, but because of the note about the traffic control I have a slim chance. I don't have collision coverage so if I'm listed at fault I get nothing to fix my car with.
I need advice on what to do. I don't feel I was at fault. I believe the other driver was speeding, as I think he should have been able to stop in time in a 30 mph zone. The officers wrote nothing about his speed. They also wrote about my disregard for a traffic control without issuing a citation, or even being present. I also don't know if I should do anything about the witness on the report who was not present. Thanks for reading and if you have any advice please let me know.
This is gonna be a long one but input would be appreciated.
Friday 1/29 I was involved in a collision around 12 noon. I was turning left from a side street onto major road. I was sitting at a stop sign waiting for a clear spot in the traffic. To my left was a hill maybe 5 car lengths to the top, obstructing my view. To my right was a clear view of oncoming traffic. When both ways were clear I began to make my turn when a purple Chevy quickly comes over the hill. He begins braking at the top of the hill and I attempt to speed up to clear him. He nailed me in the driver side rear quarter panel with the front driver side of his car. He threw my car several lengths and spun me around. The impact shut down my fuel pump. This was in a 30 mph area. He broke from the top of the hill leaving deep black marks the entire way down. We moved the cars out of traffic and contacted the police.
I received the accident report on Wednesday (they don't process over weekends, and they needed me to pick it up in person, this is roughly an hour from my home)
I sent it into my insurance. My insurance contacted me back today saying that on the report the police noted on the report that I disregarded a traffic control. There is also a witness listed on the report. I know that no witness was there to make a report so I have no idea who this guy could be. My insurance says that they are going to try to fight my case based on the point of impact, but because of the note about the traffic control I have a slim chance. I don't have collision coverage so if I'm listed at fault I get nothing to fix my car with.
I need advice on what to do. I don't feel I was at fault. I believe the other driver was speeding, as I think he should have been able to stop in time in a 30 mph zone. The officers wrote nothing about his speed. They also wrote about my disregard for a traffic control without issuing a citation, or even being present. I also don't know if I should do anything about the witness on the report who was not present. Thanks for reading and if you have any advice please let me know.
