How much should I demand?

there is more to writing an estimate then you guys think. Lets take a side swipe for instance, adjuster comes and wrights 4k in damage..the car is worth 6500. 2500 worth of room, before the car is a 100% total. the body shop starts working on the car, and now they discover the lower arm and knuckle is bent(gotta change the hub and bearing if its pressed) so there goes another 1000-1500, the car goes to alignment, it comes back and now it needs a strut or something in the rear suspension is bent now, all of a sudden that 2500 you had in room is quickly disappearing, now the shop is hitting you with supps left and right for odds and ends. Before you know it you wrote over 6500 in damages. So now the car is a total loss, i have to pay the body shop the 6000 or so in work they did, and i have to pay the customer the 6500 the car is worth. So i have a 3/4 fixed 6500 car that im into for 12500. If i totaled the car from the beginning i would have saved a considerable amount of money, not to mention the cost of keeping the customer in a rental for xx amount of days. You have to consider the car, where the damage is, and the shop that the car is at. I have totaled many cars out based solely on the body shop that the car was at. Either because the body shop had no right touching that particular car, the shop would have supplemented me to death, or they would have tryed to push the car to the limit. We as in ins company dont want to be married to a car either, if we get a brand new car that has a considerable amount of damage, we may get rid of it just so we wont be married to it for the next 2-4 years(lease). Just know that there are many more reasons why cars get totaled that dont "appear" to have alot of damage.
 
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