just curious, how much do you guys pay for insurance?
i take it all of you are males?

what year/engine?
Your age & what state you live in?
driving record?
deductible?

my car is a 2000 v6, and i'm a female under 25 with 1 speeding ticket in july 2002. live in Illinois. so its decent...
i've been paying $865/6 months, and its time to renew, so i made a few phone calls looking for a lower price & i got quoted $645 for 6 months! YAY!! :)
since i got the car in 03, i've always had full coverage with a $1000 deductible to keep the rates low.

even $645/6 months doesnt seem so great... i just wanted to see what everyone else pays for this car.

I live in Fla
To old 49
driving record, clean right now
$500 deductable
I pay $379.00 every 6 months.
USAA Insurance

I live in Fla
To old 49
driving record, clean right now
$500 deductable
I pay $379.00 every 6 months.
USAA Insurance


I have the same insurer. nice club to be in! What branch were you in? we pay about what she is paying but it is for two vehicles multiple drivers.

I have the same insurer. nice club to be in! What branch were you in? we pay about what she is paying but it is for two vehicles multiple drivers.
I got lucky and just missed Vietnam ,yeah so I didn't go into the service. i was Grandfathered in. Yes USAA is the best.

I got lucky and just missed Vietnam ,yeah so I didn't go into the service. i was Grandfathered in. Yes USAA is the best.


Man thank goodness for that.

Male
28 yo.
not a perfect driving record.
full coverage, $1000 ded.
PEMCO, I paid $550/6mo.

1 accident (my fault) + ticket for running red light
Got kicked out from PEMCO.
same coverage.
Progressive, Im paying $1200/6mo. (ouch!)

I have 2002 LSE 3.9L V8

I LIVE IN NJ... Nuff Said... We pay TOO F'n MUCH!!!!!!!!

30 yo female
2004 V8 LS
Washington State
Clean driving record
$430/6 months - $250 Deductible
Safeco Insurance

30 yo female
2004 V8 LS
Washington State
Clean driving record
$430/6 months - $250 Deductible
Safeco Insurance

where in WA?
Im in seattle.
I got in an accident right in front of space needle.

where in WA?
Im in seattle.
I got in an accident right in front of space needle.

I am about 65 miles north of Seattle in Skagit County.
I see we are getting our rain back today......
...might have to see how good that traction control works

:Beer

25 yo Male
2002 LS V8 - JUST GOT IT !!
"NW Indiana" but I work/live mostly in Michigan
currently: $525 or so/6 mo $500 deductable
after Oct. (when I'm to be wed): $394/6 mo.
State Farm

I got 2 tickets within a year and had to take an online driving school. My rates are cheap because I'm still on my family's plan (with about 6 vehicles) and I think they have homeowners insurance through them too. It's a good idea to shop around, but if you can't beat 'em join up with them to get a multi-coverage policy set up.

Post #1 !!

31ish yr old male
04 LSE v8
Live in SW suburb of Chicago, IL
$500 deductible/full coverage w/ Triple A (AAA) insurance
Multicar/House policy, low mileage discount
Accidents (other drivers' faults) and Tickets - both are killing me....
$420 every six months

31ish yr old male
04 LSE v8
Live in SW suburb of Chicago, IL
$500 deductible/full coverage w/ Triple A (AAA) insurance
Multicar/House policy, low mileage discount
Accidents (other drivers' faults) and Tickets - both are killing me....
$420 every six months

what sw suburb of Chicago do you live in? i live in hoffman, a nw suburb... small world! maybe i've seen you around! :)

I have three cars on my insurance policy, 2001 Lincoln LSE, 2001 Nissan Pathfinder and a 1991 Nissan Sentra. I pay $900 every six months for all three vehicles. I have a $500 deductible on each vehicle other than the Sentra. It only has liability on it since my daughter drives it. Oh yeah, I'm 36 and the wife is 35 so married drivers get a little better deal on insurance than you single folks! So, see...marriage does have its privileges! :N

27/Male/ Divorced<-- they hate that too
Real bad driving record DUI 3 years ago
100 deductible comp/ 500 collision
for a 2000 lincoln ls sport
305$ every 6 months
geico/ with multi car discount
7 cars and trucks

Plainfield... yes, married does have perks w/ insurance discounts, but for some reason we tend to owe at income tax time..... grrr....

20 year old male
Florida
driving record little smudged but 3 years ago
full coverage
500 deductible
i pay 400$ a month
progressive
and that was the cheapest!!!!! sad to so i paid more when i had a 2002 s10

20 year old male
Florida
driving record little smudged but 3 years ago
full coverage
500 deductible
i pay 400$ a month
progressive
and that was the cheapest!!!!! sad to so i paid more when i had a 2002 s10


5 years and you will see a big price break. Hang in there. You would probably get at break if you had a 1000 dollar deductible you should call and ask. The money you save could make the deductible in teh first year.

Plainfield... yes, married does have perks w/ insurance discounts, but for some reason we tend to owe at income tax time..... grrr....
Grrr, plainfield... The f'ing FBI thinks I got arrested there and it has screwed me out of more jobs than I can think about without getting homicidal.

Grrr, plainfield... The f'ing FBI thinks I got arrested there and it has screwed me out of more jobs than I can think about without getting homicidal.


the female body insectors have accused you of doing something wrong but you haven't j/k. Was your identity stolen?

Male 62
Retired rate
Lake Murray, SC
Good driving record
Full coverage
$500 deductible
$242/6 months
Allstate
1 car, 2 trucks, 2 boats and 1 house

Discounts on LS
55 and Retired $19.65
Antilock Brakes $14.57
New Car $19.65
Multipel Policy $15.38
Premier Plus $45.66

20 year old male
Florida
driving record little smudged but 3 years ago
full coverage
500 deductible
i pay 400$ a month
progressive
and that was the cheapest!!!!! sad to so i paid more when i had a 2002 s10


GOOD LORDY!!!!! 400$ A mONTH!!! thats insanity!!! i wouldnt be driving this car if my insurance was that much!!!!

yeah, if you had a $1000 deductible, you'd save over $75 a month, but i would only do that if your NOT accident prone, it will save you tons in the long run, but if you're very accident-prone, stick with the lower deductible.
yikes, i was starting to think i had one of the highest insurance rates on this thread till i read yours!! if it makes you feel better, reading that made ME feel better!!!
sorry, ill stop now. ;)

Male 62
Retired rate
Lake Murray, SC
Good driving record
Full coverage
$500 deductible
$242/6 months
Allstate
1 car, 2 trucks, 2 boats and 1 house

Discounts on LS
55 and Retired $19.65
Antilock Brakes $14.57
New Car $19.65
Multipel Policy $15.38
Premier Plus $45.66


I tyhink I dove on lake murray. we were looking for some wwII bombers.

If you can keep a clean drining record in SC you must be a damn good driver or great at eluding the law. Or know some folks in law enforcement.

I tyhink I dove on lake murray. we were looking for some wwII bombers.

If you can keep a clean drining record in SC you must be a damn good driver or great at eluding the law. Or know some folks in law enforcement.


Just lucky on driving record.

Yes there are some B-25s in the lake. The Army Air Corp used one of the islands on the lake for bomber training durning ww-II. They had some Navy divers here a while back and they located one. They are going to bring it up and restore it. It will be on display at Patrriots Point Naval Museum in Charleston. Dolittle,s Raiders that bombed Tokyo not too long after Pearl Harbor trained on the lake. Why were you diving on the lake?

Male, single, 35
Central Oklahoma
'04 Sport V8
State Farm
Full coverage, 50/100/50 limits, $500 deductible
~$425/6 mos
Multi-line/multi-policy discounts (four other cars + homeowner). No accident-free discount yet, since it's a new policy (my other policies have accident-free).

I've never had a collision with another vehicle that was my fault, and I haven't had a ticket--well, unless you count the University's proclivity for assigning random unpaid parking tickets to me for no apparent reason--since I traded my '89 T-Bird SC for an SHO. Of course, that probably has more to do with the fact that I don't drive nearly as fast as I did in the 'Bird (did you know that you can set the cruise control in one, and it will keep a 120mph speedo pegged?) ;)

Isn't Lake Murray known for great Bass fishing?

I apologize to the thread originator in advance....

Isn't Lake Murray known for great Bass fishing?

I apologize to the thread originator in advance....

the originator of the thread likes bass fishing!! :)
see, thats me on the right: (mine's bigger, isnt it!!!) :Beer

23 Male
500/500 deductibles, comprehensive w/roadside
150/mo
State Farm, with multipolicy discount (home owners)
2000 ls, v8
Soon to be married, so it'll go down quite a bit with a marriage/multiline discount

I really get screwed on license, $365/yr

I live in Fla
To old 49
driving record, clean right now
$500 deductable
I pay $379.00 every 6 months.
USAA Insurance

USAA is the best insurance in the land!!!

23 Male
500/500 deductibles, comprehensive w/roadside
150/mo
State Farm, with multipolicy discount (home owners)
Soon to be married, so it'll go down quite a bit with a marriage/multiline discount

Just wait 'til you're 25. My SHO magically went from ~$120/month to $65/month, with similar coverage (no homeowners at that time). It's amazing; I was paying more for one '92 SHO than I do for a '95 SHO, '99 Explorer, '91 F150 4x4, and a '78 Triumph Spitfire combined--and the SHO and Explorer both have full coverage. Of course, the LS now costs more than the SHO, F150, and Triumph... :-)

MAT88GT - "soon to be married" - you still have a chance, run away. Drive as fast as you can. If you get pulled over, just tell the officer you thought he was bring you back.... J/K.... Good Luck...

Yes, Bass fishing, I have had the itch for about a month now... We will have to see what kind of year it will be: plastics, spinners, rattle traps, Rapala Shad Raps or just plain old poppers...

Isn't Lake Murray known for great Bass fishing?

I apologize to the thread originator in advance....

Yes on the great bass fishing.

I tyhink I dove on lake murray. we were looking for some wwII bombers.

If you can keep a clean drining record in SC you must be a damn good driver or great at eluding the law. Or know some folks in law enforcement.

I was in the Navy also. When and where were you in?

USAA is the best insurance in the land!!!

What is USAA insurance?

the female body insectors have accused you of doing something wrong but you haven't j/k. Was your identity stolen?
Nope, someone fuc|< ed up hard on my record. They sent it in wrong or something. I have been arrested once, but the court threw it all away. However, it basically appears that I have 2 UUW charges with no disposition on my record. The cops usually aren't too happy when they run into me.

And Pete 2004 LS V-6:

USAA insurance is for military/DoD.

What is USAA insurance?

It is a insurance company that covers only people that are in the military or have been in or have family that have been in. They have the best customer service even better than GEICO IMHO. You should check them out it will be worth your time.
https://www.gc.usaa.com/inet/gas_corp/CpStaticPages?PAGEID=cp_prodsvcs

this will get you started in the right direction!!!

well I had a 2000 LS sport V6 and was paying 400 every 6 months full coverage, 500 deductable, perfect record here in Cleveland, Ohio with State Farm.
I just traded it for a brand new 2004 LS V6 and still paying the same rate. I have my motorcycle insurance with them as well.

Love State Farm.
Now if I can keep my 04 out of the shop, I will get some pics. grrrr...

The car is insured under my fiancee's name for prices sake.

NJ
She's 23, no tickets or accidents.
USAA
$1500 a year, that's with the discounts for having 4 other cars insured by USAA.

I hate NJ.

Just lucky on driving record.

Yes there are some B-25s in the lake. The Army Air Corp used one of the islands on the lake for bomber training durning ww-II. They had some Navy divers here a while back and they located one. They are going to bring it up and restore it. It will be on display at Patrriots Point Naval Museum in Charleston. Dolittle,s Raiders that bombed Tokyo not too long after Pearl Harbor trained on the lake. Why were you diving on the lake?


I dove there back in 91-92 and were looking for the bombers. I have dove a lot of rivers and canals in SC looking for fossils. I have found lots there. Civil war uniform pieces, prehistoric teeth, arrows and spear heads.

I was stationed in Charleston Naval Station from 88 to 91. When in port we would dive offshore wrecks and the rivers, lakes and quarries around the state. I moved back to my home state about a year after I got out of the Navy.

It is a insurance company that covers only people that are in the military or have been in or have family that have been in. They have the best customer service even better than GEICO IMHO. You should check them out it will be worth your time.
https://www.gc.usaa.com/inet/gas_corp/CpStaticPages?PAGEID=cp_prodsvcs

this will get you started in the right direction!!!

Awesome customer service. It is astounding at how well you are treated.

The car is insured under my fiancee's name for prices sake.
NJ
She's 23, no tickets or accidents.
USAA
$1500 a year, that's with the discounts for having 4 other cars insured by USAA.
I hate NJ.
I used to have some friends who were in Joisey (at Rutgers or Princeton, I forget); they always referred to it as Nazi Jersey or "The Police State". I think they escaped a few years ago. :)

I don't know if it's still true (or even if it was then), but in the early '90s, acquaintances in MA told me that, under state law, it was illegal to discriminate on the basis of age or gender, so *everyone* wound up paying the same outrageous insurance rates as single males under 25. Now *that* would truly inhale sharply...

I used to have some friends who were in Joisey (at Rutgers or Princeton, I forget); they always referred to it as Nazi Jersey or "The Police State". I think they escaped a few years ago. :)

I don't know if it's still true (or even if it was then), but in the early '90s, acquaintances in MA told me that, under state law, it was illegal to discriminate on the basis of age or gender, so *everyone* wound up paying the same outrageous insurance rates as single males under 25. Now *that* would truly inhale sharply...


Not true. We have two 93 Trans Am's also, and for me full coverage would be $2400 a year, and for he full coverage is $1100 a year. The part that REALLY kills me is the comprehensive, a coverage that doesn't play into the drivers gender or age at all. Hers is only $400 a year, mine would be $850 a year. I HATE insurance companies.

*Edit* On another note, I like to refer to it as the "Peoples republic of New Jersey."

:dancefool :F :dancefool
41 year old married male
2002 LS V8 and a 2003 Nissan Altima SE 4 cyl (wifes car) and i pay 1300 a year w/ 500 ded. with The Hartford, it includes homeowners policy also. I live in San Antonio. When your close to the border your car insurance is usually higher. I can't complain, it actually went down 120 dollars this year, i must be doing something right.

31 male
01 LIncoln LS V6
Horrible driving record (previous vehicle was turboed)
Progressive - full coverage
Florida
600/6 months 1000 dedutible

21 male ohio
2000 ls v8
3 speeding
1 accident at fault
1 accide not at fault
safeauto full coverage
$500 deductable

$270/mo ... owe the joy of being young

I dove there back in 91-92 and were looking for the bombers. I have dove a lot of rivers and canals in SC looking for fossils. I have found lots there. Civil war uniform pieces, prehistoric teeth, arrows and spear heads.

I was stationed in Charleston Naval Station from 88 to 91. When in port we would dive offshore wrecks and the rivers, lakes and quarries around the state. I moved back to my home state about a year after I got out of the Navy.

Glad you enjoyed South Carolina. I am a little older than you, I was in 61-64, on the USS Ranger CVA-61. This USAA insurance, can a Vet. get it?

This Insurance racket sux, think of this. You should not insure the car you should insure the person. If I own 4 cars I can only drive one of them at a time, so insure me not the damn car. That way whether I am driving my car, your car or what ever I am insured! Just have everyone insured. It sux that I have 2 vehicles that are only driven on the weekends if the weather in nice and I am paying to have then coverted!

I pay 402.00 for 6 months via AAA Motor Club (I live in the Chicago Area Too) 800-677-0777


I have $100,000 / $50,000 Liability;

$50,000 property damage;

$5,000 medical payments per person;

$100,000 / $50,000 Uninsured Motorist;

$100,000 / $50,000 Under insured Motorist;

Comprehensive Insurance with $50 deductible;

Collision Insurance with $1,000 deductible;


Hope this helps
-

Glad you enjoyed South Carolina. I am a little older than you, I was in 61-64, on the USS Ranger CVA-61. This USAA insurance, can a Vet. get it?


ABSOLUTLY :Beer

This Insurance racket sux, think of this. You should not insure the car you should insure the person. If I own 4 cars I can only drive one of them at a time, so insure me not the damn car. That way whether I am driving my car, your car or what ever I am insured! Just have everyone insured. It sux that I have 2 vehicles that are only driven on the weekends if the weather in nice and I am paying to have then coverted!


Yes but how bad would it suck if lightning struck the two cars that you were not driving and then you call the insurance company and they "oh I am sorry your insured but your cars are not." Then you are screwed and left with two torched cars!?!?

IL M 21
220 a month
and my rec. aint so bad

31 Male Single Western PA
$968 a year 500 deduct, Full coverage on the LS, collision only on the 81 Capri.

Just had my 97 merq totalled 4 months ago, which is how I ended up with the LS, and 8 months before that I nuked a crap-a-lier at an intersection for stopping on a green in front of me... Prior to that, pretty quiet.... Oh yeah, ridin' with the Geco....

21 male ohio
2000 ls v8
3 speeding
1 accident at fault
1 accide not at fault
safeauto full coverage
$500 deductable

$270/mo ... owe the joy of being young


OMFG!!! yikes! :Bang

I am 26 y/o male and married.
I have 2 collisions and 1 speeding ticket on my record.
I also have a multi car discount and multi policy discount.

I have a 2002 LS V8 Sport.
$250 ded on collision
$100 ded on comp

Full coverage through State Farm. Includes roadside, rental, uninsured motorist, loss of income, ect...

Cost me $85 per month

Male 19yrs 20 in July,
New York, Long Island area
Geico $1090 6 month policy w/military discount (ARNG 19K 1-101 CAV)
pricey... :slam

Male 19yrs 20 in July,
New York, Long Island area
Geico $1090 6 month policy w/military discount (ARNG 19K 1-101 CAV)
pricey... :slam

ok, you win!! thats an expensive policy!!! :N

Holy Sh#t... that is expensive....

Yes but how bad would it suck if lightning struck the two cars that you were not driving and then you call the insurance company and they "oh I am sorry your insured but your cars are not." Then you are screwed and left with two torched cars!?!?


I'm talking liability (most expensive), you would keep Collision and comprehensive on all vehicles.

under my moms policy here in Los Angeles... 120 a month with all state.. for full coverage... for me it would of cost get thisss... 540 a month... yea right.. LA is the 3 city with the highest premiums..

I LIVE IN NJ... Nuff Said... We pay TOO F'n MUCH!!!!!!!!

I live in N.Y we also pay way too much too!!

IL M 21 and my rec. aint so bad

Yet :N