Lincoln vs Cadillac Forums

(This is the forums archive - If you want to get back to the main site simply click the banner above and you will be taken to our homepage.)

Lincoln vs Cadillac Forums is the Ultimate Online Resource for Owners and Enthusiasts of American Luxury Cars. Feel free to browse through our archive - but make sure you make it back to our main site - Lincoln vs Cadillac Forums

Cadillac XLR : Cadillac CTS : Cadillac : 2005 Cadillac STS : Cadillac Forums : 2000 Lincoln LS : Lincoln Mark VIII : Lincoln Mark VII : Car Wax
Lincoln Town Car : Lincoln Air Suspension : Lincoln Continental : Lemon Law : Do It Yourself Car Repair : Lincoln vs Cadillac Forums : Mesothelioma

Back to the Archive Main Page

Pages: 1

Freakin Hail Damage

(Click here to view the original thread with full colors/images)

Posted by: YouthKwest

Well my friends, the time has come, Mother Nature has finally thrown her wrath upon my car.

We got tennis ball sized hail at the largest and golfball sized hail at the smallest two weeks ago.

I sustained plenty of damage. Hood is hosed, top is hosed, the fender is chipped/dinged, and the trunk lid is pretty bad

The car has to be repainted due to the chip in the fender and the hood.

From what the insurance is stating is that since they have assessed $5700 damage (HAIL????!!!) and the resale value of my car is 5900, they are going to total it out.

Car runs absolutely like a top, has 85K miles on it, and everything inside works, except the heated driver's seat.

The only drawback for them is when I take my system out, there will be nothing but a bunch of holes in the car. Take that Insurance commie bastages!

Needless to say, this may be a blessing in disguise. I am going to be shopping for a smaller car, that gets better gas mileage and is more hospitable for a system. My only regret is that I have over $500 worth of Second Skin dampner throughout the car and it was poopydust to install...not looking forward to buying more and installing it again.

I still can't believe that this is for hail damage. I would think you just total a car that cannot be driven again, not for having multiple dings in it. I am just sick over this.

--Joe

Posted by: Tricky-Dick

If you want to keep the car the insurance company will pay for repairs and you will then receive a "Salvage" Title.

Posted by: unity

You may not even get a salvage title. Many companies let you buy the car back for cheap.

If they value your car at $5900, thats what they should pay you minus the buy-back. In this case little since the damage amount is so high.

These places dont want trashed cars to deal with.

Jamie might have many parts in Pearl. Could swap out hood and bumpers. Then all you need is roof work and such.

In the end you could walk away with a couple grand in your pocket.

Posted by: Demoman

I'll buy the car off you if you do buy it back from the insurance.

Posted by: The Rev

I got a phone call last night about hail a few streets over and freaked out. I hopped outta bed and went and parked under a bridge for 40 minutes!

Posted by: Tricky-Dick

Quote:

Originally Posted by The Rev