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It is sometimes cheaper at the dealer if purchased at the time of sale. Check your VIN on the ESP website and it will tell you if it already covered by one. I did and discovered mine was covered under a 6yr/75K mile Premier Care warranty. It is good until 01-03-2009 or 75K miles. I called the ESP 800 number and they verified I had purchsed the vehicle from the L/M dealer and switched the warranty infomration into my name. They advised the Premier Care was a CPO Lincoln warranty that stayed with the car.